Credit Card Compare

ICICI Bank Coral Credit Card

Data last updated 7 October 2026
45.00%
Purchase rate
₹500
Annual fee
48 days
Interest-free
Application

CardIQ

42Fair

Fair

Overall score, out of 100 · How this works

  • Airport lounge42
  • Rewards34
  • Travel52

Customer reviews

No reviews yet. Be the first to review the ICICI Bank Coral Credit Card.

Pros & cons

What's good

    Worth noting

      Card details

      The basics

      Additional cardholder fee
      ₹199 p.a.
      Card tier
      Not published
      Card type
      Not published
      Card use
      Personal
      Credit limit
      Not published
      Credit rating
      Not published
      Rewards program
      ICICI Bank reward points

      Eligibility

      Instant approval
      Not published
      Joint application
      Not published
      Minimum age
      21 years old
      Minimum income
      ₹2,40,000 p.a.
      Residency
      Indian citizen over 21 years of age; salaried with a monthly income of ₹20,000 or self-employed with an annual income of ₹2,40,000
      Temporary residents
      Not published

      Rates & fees

      Ongoing interest rates

      Cash advances
      45.00% p.a.
      Purchases
      45.00% p.a.

      Fees

      Additional cardholder fee
      ₹199
      Annual fee
      ₹500 p.a.
      Cash advance fee
      2.5% of the amount
      Foreign transaction fee
      3.5%
      Late payment fee
      ₹1,300
      Over limit fee
      ₹550

      Repayments

      Interest-free period
      Up to 48 days on purchases
      Minimum repayment
      5% of (retail spends + cash advance + finance charge) plus GST, EMI principal and interest, fees and charges, any over-limit amount and any unpaid minimum due from the previous statement; where 5% of those amounts is less than the finance charge, 100% of the finance charge plus 5% of retail spends and cash advance (ICICI Bank MITC, from 1 March 2026)

      Balance transfers

      This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

      Introductory purchase offer

      This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

      Rewards

      Earn rate

      Everyday spend
      2 reward points per ₹100
      Bonus categories
      None
      Other purchases
      1 reward point per ₹100 on other purchases
      Overseas spend
      None
      Reduced rate above monthly cap
      None
      Points cap
      Uncapped
      Points expiry
      —

      Sign-up bonus

      Bonus spend required
      —
      Sign-up bonus
      —

      Where this card sits vs similar cards

      Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

      Purchase rate45.00%Tied for best (1st of 11 cards)
      Annual fee₹500 a yearTop 25% (3rd of 11 cards)
      Overseas fee3.50%Middle of the market (6th of 11 cards)
      Interest-free days48 daysNot as good as most cards (8th of 11 cards)
      Rewards value₹4,500 a yearNot as good as most cards (6th of 7 cards)

      Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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      Questions and answers

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      Sources

      Credit Card Compare
      How CardIQ scores cards
      Issuer
      ICICI Bank