Shopping credit card FAQs
Only if most of your spend goes to the partner. Outside it, these cards usually pay 1% or less.
Shopping credit cards
Co-branded shopping cards pay their best rates at the partner's own app or site. Compare the partner rate, the rate everywhere else and any cap, then match it to where you actually spend.
- Top rates on the partner's app or site
- Rewards credited as cashback or partner coins
- Low or no annual fee on many cards
How many points could you earn?
Enter your monthly spend to see estimated annual points for each card below.
Compare 3 shopping credit cards
| Card | Name and rating | Rewards program | Earn rate | Purchase rate | Annual fee | Est. points / yr | |
|---|---|---|---|---|---|---|---|
ICICI Bank •••• •••• •••• •••• Credit Card Compare | Amazon Pay ICICI Bank rewards (credited as Amazon Pay balance) | 5 reward points per ₹100Uncapped | 45.00% p.a. | ₹0 | 9,000 ptsWorth ₹9,000 | ||
HDFC Bank •••• •••• •••• •••• Credit Card CompareVisa | NeuCoins (Tata Neu) | 5 NeuCoins per ₹100Uncapped | 45.00% p.a. | ₹1,499 | 14,999 ptsWorth ₹14,999 | ||
Axis Bank •••• •••• •••• •••• Credit Card Compare | — | — | 55.55% p.a. | ₹0 |
Shopping by the numbers
3
Cards compared
2
Cards earning rewards
48.52% p.a.
Average purchase rate
45.00% p.a.
Lowest purchase rate
₹500
Average annual fee
How do shopping cards compare?
Build your own comparison
Choose 2 or 3 cards to compare side by side.
Questions and answers
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