Credit Card Compare

Flipkart Axis Bank Credit Card

Data last updated 7 October 2026
55.55%
Purchase rate
₹0
Annual fee
50 days
Interest-free

CardIQ

56Good

Good

Overall score, out of 100 · How this works

  • Cashback87
  • Lifetime free56
  • Rewards24

Customer reviews

No reviews yet. Be the first to review the Flipkart Axis Bank Credit Card.

Pros & cons

What's good

    Worth noting

      Card details

      The basics

      Additional cardholder fee
      ₹0 p.a.
      Card tier
      Not published
      Card type
      Not published
      Card use
      Personal
      Credit limit
      Not published
      Credit rating
      Not published
      Rewards program
      None

      Eligibility

      Instant approval
      Not published
      Joint application
      Not published
      Minimum age
      18 years old
      Minimum income
      Not specified
      Residency
      Resident of India; primary cardholder aged 18 to 70
      Temporary residents
      Not published

      Rates & fees

      Ongoing interest rates

      Cash advances
      55.55% p.a.
      Purchases
      55.55% p.a.

      Fees

      Additional cardholder fee
      ₹0
      Annual fee
      No annual fee
      Annual fee (year 2+)
      ₹500 p.a.
      Cash advance fee
      2.5% of the amount
      Foreign transaction fee
      3.5%
      Late payment fee
      ₹1,300
      Over limit fee
      ₹500

      Repayments

      Interest-free period
      Up to 50 days on purchases
      Minimum repayment
      Sum of all instalments, fees, interest and finance charges, taxes, any amount over the credit limit and 2% of the remaining balance outstanding, plus any unpaid minimum due from earlier statements; at least ₹100, or the total due if that is below ₹100 (Axis Bank MITC)

      Balance transfers

      This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

      Introductory purchase offer

      This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

      Rewards

      Cashback

      Ongoing cashback
      1% on eligible spend

      7.5% on Myntra (capped at ₹4,000 per statement quarter), 5% on Flipkart and Cleartrip (capped at ₹4,000 per statement quarter per merchant), unlimited 4% on preferred merchants and unlimited 1% on other eligible categories; no cashback on utility and telecom, education, rent, wallet load, government services, insurance, gold and jewellery, fuel, financial institutions, cash advances and repayments.

      Where this card sits vs similar cards

      Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

      Interest-free days50 daysTop 10% (2nd of 11 cards)
      Annual fee₹500 a yearTop 25% (3rd of 11 cards)
      Overseas fee3.50%Middle of the market (6th of 11 cards)
      Purchase rate55.55%Among the weakest we track (10th of 11 cards)

      Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

      Browse by card type

      Compare the Flipkart Axis Bank Credit Card against every other card in its category.

      Questions and answers

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      Sources

      Credit Card Compare
      How CardIQ scores cards
      Issuer
      Axis Bank