Credit Card Compare

Flipkart Axis Bank Credit Card vs Amazon Pay ICICI Bank Credit Card

Compare Flipkart Axis Bank Credit Card, Amazon Pay ICICI Bank Credit Card side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

Side-by-side comparison of Flipkart Axis Bank Credit Card vs Amazon Pay ICICI Bank Credit Card.
Flipkart Axis Bank Credit Card
Application
Amazon Pay ICICI Bank Credit Card
Application

Card details

CardIQ

How we calculate scores
Overall
56Good
60Good
Highest
Cashback87/100–
Lifetime free56/10068/100Highest
Rewards24/10052/100Highest

The basics

Card tierNot publishedNot published
Card typeNot publishedNot published
Credit ratingNot publishedNot published
Rewards programNoneAmazon Pay ICICI Bank rewards (credited as Amazon Pay balance)
Credit limitNot publishedNot published

Eligibility

Minimum age18 years old21 years old
Minimum incomeNot specified₹3,60,000 p.a.
ResidencyResident of India; primary cardholder aged 18 to 70Indian citizen aged 21 or over; salaried or self-employed with a monthly income of at least ₹30,000; invite-only programme
Joint applicationNot publishedNot published
Temporary residentsNot publishedNot published
Instant approvalNot publishedNot published

Repayments

Interest-free periodUp to 50 daysHighestUp to 48 days
Minimum repaymentSum of all instalments, fees, interest and finance charges, taxes, any amount over the credit limit and 2% of the remaining balance outstanding, plus any unpaid minimum due from earlier statements; at least ₹100, or the total due if that is below ₹100 (Axis Bank MITC)5% of (retail spends + cash advance + finance charge) plus GST, EMI principal and interest, fees and charges, any over-limit amount and any unpaid minimum due from the previous statement; where 5% of those amounts is less than the finance charge, 100% of the finance charge plus 5% of retail spends and cash advance (ICICI Bank MITC, from 1 March 2026)

Rates & fees

Ongoing interest rates

Purchases55.55% p.a.45.00% p.a.Lowest
Cash advances55.55% p.a.45.00% p.a.Lowest

Fees

Annual feeNo annual feeNo annual fee
Monthly fee——
Additional cardholder fee₹0₹0
Cash advance fee2.5% of the amount2.5% of the amount
Foreign transaction fee3.5%1.99%Lowest
Late payment fee₹1,300₹1,300

Rewards

How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

₹

Earn rate

Everyday spendNone1 reward point per ₹100
Bonus categoriesNone5 reward points per ₹100 in bonus categories
Other purchasesNoneNone
Overseas spendNoneNone
Reduced rate above monthly capNoneNone
Points cap—Uncapped
Points expiry—Do not expire (page: 'unlimited, never-expiring rewards')
Estimated annual points–9,000 ptsWorth ₹9,000

Sign-up bonus

Sign-up bonus——
Bonus spend required——

Cashback

Sign-up cashback——
Spend required——
Ongoing cashback1% on eligible spend—
Cashback cap7.5% on Myntra (capped at ₹4,000 per statement quarter), 5% on Flipkart and Cleartrip (capped at ₹4,000 per statement quarter per merchant), unlimited 4% on preferred merchants and unlimited 1% on other eligible categories; no cashback on utility and telecom, education, rent, wallet load, government services, insurance, gold and jewellery, fuel, financial institutions, cash advances and repayments.—

Related comparisons

Sources

Credit Card Compare
How CardIQ scores cards
Issuers
Axis BankICICI Bank